Am I obligated to pay on a home equity line of credit that has been discharged through chapter 7?
I live in Ohio, and I purchased a home at 100% LTV with two intrest only loans. The 1st is 80% LTV and the 2nd is an eqity line of credit at 20% LTV. I filed a chapter 7 and I did not reafirm either debt, but I still pay both each month and have never been late on either. The 2nd is reporting me as discharged through chapter 7 on my credit reports, and are not reporting my timely payments to the credit bureaus. Are equity lines of credit the same as equity loans? and am I obligated to pay on this equity line of credit since it is discharged?
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My fiance's check is DD into a local credit union. Bank seems to have a pattern of "invisibly holding" charges from the debit card until just HOURS before his DD is processed (and this is after hours, of course). Over th
Have your fiance take the information you've collected and go into the bank...
My father died and left my mother $200,000 (life insurance) My Mother died 2 years later leaving my sister and I with both about $75,000 each. (including house/vehicles/belongings which I never got). We were supposed to
File a police report. Two police reports, one for you and one for your sister. G...
Must I refinance my house aftering taking full ownership after a divorce via a quit claim?
When financing there are at least two documents...the mortgage and the note. The...
Should I return a phone call from a collection agency that doesn't name their client in the message?
In the county of the state where I live in the US, I am able to go to the websit...
I had an old account that was charged off in 07/04 by a utility company. This company did not send this account to a collection company. They was acquired by another company in 2005. This company sent the debt to collect
No it is not legal to enter it as a new debt. Look at the Fair Credit Reporting ...
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