Free US Law Dictionary

'Fix Bad Credit with a Click'? Beware of Credit Repair Scams
Bad credit is no fun, and with the record number of foreclosures, bankruptcies filed, and loan defaults seen over the past eighteen months of the recession, many consumers may find themselves staring at the bottom of a bad credit barrel...

Credit repair DIY: fix errors on your credit reports
Under federal law, consumers can challenge inaccurate information on credit reports and other consumer reports (such as tenant screening reports)...

Credit Repair After Bankruptcy
Often I am asked about rebuilding credit after bankruptcy. Although credit rating is a lending issue and not a legal bankruptcy issue, I understand from reports of prior clients that most people find it easier than first throught to re-establish...

Credit Repair Fraud
Image via Wikipedia From the FTC Press Release on Credit Repair Fraud:The Federal Trade Commission charged two credit repair marketers with violating federal law by collecting advance payment for credit repair services and falsely promising to remove derogatory information from consumers' credit reports - even if the information is accurate and not obsolete...

Credit Repair Scams: How To Spot Them
Consumers with poor credit naturally want to clean up their credit reports. But as Michelle Singletary reported in her Wahington Post column last week, there are credit repair scammers out there that are perfectly willing to take consumers' hard-earned cash and then fail to do anything useful...

Credit Repair Companies - Do they really have the goods to help?
There is a great article in today's Wall Street Journal that talks about credit repair companies. While the industry is rife with charlatans, I have come across some credit repair companies that are quite legitimate...

My fiance's check is DD into a local credit union. Bank seems to have a pattern of "invisibly holding" charges from the debit card until just HOURS before his DD is processed (and this is after hours, of course). Over th
Have your fiance take the information you've collected and go into the bank...

My father died and left my mother $200,000 (life insurance) My Mother died 2 years later leaving my sister and I with both about $75,000 each. (including house/vehicles/belongings which I never got). We were supposed to
File a police report. Two police reports, one for you and one for your sister. G...

Must I refinance my house aftering taking full ownership after a divorce via a quit claim?
When financing there are at least two documents...the mortgage and the note. The...

Should I return a phone call from a collection agency that doesn't name their client in the message?
In the county of the state where I live in the US, I am able to go to the websit...

My house has bee sold at a sheriff sale the proceeds of the sale covered the first mortgage. Am i still required to pay the second mortgage?
You are indeed still responsible for the home loan that was not paid through the...