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The Debt Podcast 

Hosted by Jay S. Fleischman, a bankruptcy and consumer lawyer located in New York City. Information and news designed to help you learn more about bankruptcy, debt relief, and consumer credit options.
Post Frequency: 6.1/day Last Entry: April 05, 2013 at 00:00:00 Recent Entries: 1569
Go to The Debt Podcast, find other Bankruptcy blogs, or browse all law blogs.
Episode 013: Frozen Bank Accounts and Nosey Employers Edition
Posted on April 05, 2013Can your employer find out where else you’re working and how much you’re earning if they’ve got your Social Security number? Can a creditor with a judgment in New York freeze your entire bank account? Does the bank have to unfreeze your account once you file for bankruptcy? Information you can use in connection with [...
Episode 012: Spouses, Credit Scores And Authorized Users Edition
Posted on March 28, 2013Do you need to file for bankruptcy with your spouse, or can you file alone? Can you file for bankruptcy and list your friend’s debts? And how should your mortgage report your post-discharge payments on your credit report? All this, plus Do Or Die by Fall Walk Run on this episode of Consumer Help Radio.
Episode 011: Protecting A House In Which You Don?t Live Edition
Posted on March 20, 2013In debt and thinking about bankruptcy? Own a house you don’t live in? Here are some ideas for strategies. News items discussed in this episode: Patriot Bankruptcy Case To Begin Amid Mine Worker Allegations Nebraska Man Pleads Guilty To Bankruptcy Fraud Missouri college no longer accepting students who take out loans Like today’s show? Have [...
Episode 010: Cease And Desist Edition
Posted on March 19, 2013Getting calls from debt collectors? Want them to stop? There’s a trick to that, you know. News items discussed in this episode: CFPB Proposes Rule to Supervise Nonbank Student Loan Servicers Doctor extends good bedside manner to debt collection by starting Debt M...
Episode 009: California Judgment Enforcement Edition
Posted on March 18, 2013What happens if there’s a judgment filed against you in California? Can the creditor seize your assets, take your wages, or … something else? News items discussed in this episode: Dex, SuperMedia to Use Prepackaged Bankruptcy Route Trustee asks judge for permission to sell Casey Anthony’s story Entertainment Publications files for Ch...
Episode 008: Celebrity Credit Report Hack Edition
Posted on March 14, 2013Who can see your bankruptcy information? And what happens if you play fast and loose with the truth? Do you need to list your account numbers on your bankruptcy schedules? Can a game help pare down student loan debt? News items discussed in this episode: Do you need another credit score? Maybe! Celeb Data Breach [...
Episode 007: Playing Games With Student Loans Edition
Posted on March 13, 2013Do you need to list your account numbers on your bankruptcy schedules? Can a game help pare down student loan debt? News items discussed in this episode: House Passes Privacy Notice Bill JPMorgan Chase Bank Online Bank Taken Down By Cyberattack Ally Bank Selling Servicing Rights To ocwen Slaying the Student Loan Debt Dragon, Video-Game [...
Episode 006: Credit Counseling Before Bankruptcy Edition
Posted on March 12, 2013If you file for bankruptcy, bette get that credit counseling done first. News items discussed in this episode: The Bankruptcy Files: Ailing Detroit Hires Jones Day ConServe to hire 100 new workers Yankee Stadium Parking Operator Retains Bankruptcy Law Firm Paul Krugman?s phony bankruptcy: a history Like today’s show? Have a question or comment? Let [...
Episode 005: Divorce During Chapter 13 Bankruptcy Edition
Posted on March 08, 2013What if you file a Chapter 13 bankruptcy and subsequently get divorced? Today’s show gives you the answer. News items discussed in this episode: Michigan Brewing Company Founder Files For Chapter 7 Bankruptcy Bankruptcy Judge Martin Glenn Approves Grubb & Ellis? Liquidation Plan Paul Krugman Declares Personal Bankruptcy Like today’s show? Have a question or [...
Episode 004: Cancellation of Debt Edition
Posted on March 07, 2013News items discussed in this episode: Fed Leaves Swipe Fee Cap Unchanged Encore Capital to Buy Asset Acceptance Sallie Mae Lowers Top Loan Rates For Graduate Students Today’s bankruptcy question concerns cancellation of debt and the income tax burden it may impose on you...
Episode 003: Lawsuits After Bankruptcy Edition
Posted on March 05, 2013News items discussed in this episode: Good News For Some: Bankruptcy Filings Fall Further Local Collection Agency Now Employee Owned Don’t Panic: Wall St.’s Going Crazy for Student Loans, but This Is No Bubble Today’s bankruptcy question concerns someone who went through bankruptcy and is now being sued...
Money Go Roundtable 15 ? Discharge of Private Student Loans ? The Washington Report
Posted on March 04, 2013This past week, Gene was in Washington D.C. to speak to members of Congress about the passage of two proposals to allow discharge of non-federally guaranteed student loans in bankruptcy. Prior to 2005, such loans were dischargeable when you filed bankruptcy...
Episode 002: Community Discharge Edition
Posted on March 03, 2013News items discussed in this episode: Casey Anthony Appears At Meeting Of Creditors Girls Gone Wild Enters Chapter 11 Bankruptcy Nebraska Turkey Processor Files Chapter 7 Bankruptcy Today’s bankruptcy question concerns a spouse looking to file for bankruptcy without his spouse...
Money Go Roundtable 14 ? Post-Bankruptcy Debt Collection, Spending And The Financial Recovery
Posted on February 26, 2013Catch Jay and Gene talking ‘off-mike’ about debt collectors, spending, and economic trends. Young Americans’ Debt Declined Rapidly After Recession: Study Young Adults Are Shedding Debt Faster Than Older People Crunched consumers are cutting back: survey The Pros & Cons of Credit Cards vs...
Money Go Roundtable 13 ? Charge-Off, Form 1099 And Discharge Of Taxes In Bankruptcy
Posted on February 22, 2013After a discussion of ‘Word of the Day”, Jay and Gene launch into a discussion of the effect of charge off, receipt of a 1099, paymetn and discharge of taxes in and out of bankruptcy. Word(s) of the day, Triskaidekaphobia and graupel. Will Bankruptcy Clear Some Of Your Taxes? What is ‘Charge Off’ and how does a [...
Money Go Roundtable 12 ? Bombogenesis, Budgets And Bankruptcy
Posted on February 11, 2013Learn the word of the day from the snow-buried Northeast, steps to revise your budget and asset picture after breaking your New Year’s Resolution, and when is bankruptcy a viable option? Word of the Day – Bombogenesis 50 mini-Steps to revise your budget Is a home an investment? When to File for Bankruptcy Cheap Bankruptcy Lawyers
Money Go Roundtable 11 ? Is Your Income Information Being Collected And Sold To Debt Collectors? (and more?)
Posted on February 04, 2013This week Jay and Gene talk about Equifax collecting your income information and selling it to debt collectors, 7 signs that your finances are in trouble and taxability of forgiven student loan. Follow-up to last weeks show – 10 States Bar Charging Credit Card Fees At The Register Your employer may share your salary, and [...
Hello world!
Posted on January 29, 2013Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!
Episode 10 ? Charges To Use Your Credit Card and Bankruptcy Appraisals
Posted on January 28, 2013We start with a follow-up to last week’s show in Zombie Deeds. Then to a hot issue involving new fees to use your credit card at the store. Then, Part 3 of New’s Year’s Resolutions. And finally, a review of a recent decision from a Bankruptcy Court regarding valuation in appraisals...
Money Go Roundtable Episode 9 ? Revenge Of The Zombie Deeds
Posted on January 14, 2013The secret to a good New Year’s Resolution is to start slow. This weeks we talk about the second part of finding out where you are. And an interesting fact that came as a shock to two experienced Bankruptcy Attorneys – 30% of all homes in the U...
Episode 8 ? New Year?s Resolutions and Mint.com
Posted on January 07, 2013The secret to a good New Year’s Resolution is to start slow. Find out how to determine where you are. This will be the first of a series of tips to figure out where to start in your finances. New Year Resolution: Get Out of Debt Living Below Your Means Is a Challenge For Everyone [...
Episode 7 ? How The Fiscal Cliff Affects Consumers & Time Issues In Foreclosure
Posted on December 19, 2012This week we talk about how the “Fiscal Cliff” will affect consumers. Forget about taxes, forget about deductions, think about unemployment checks. And then we have a short discussion on the time it takes to foreclose and the burden that … Continue reading →
Episode 6 ? Payoff.com And More Or Less Debt?
Posted on December 10, 2012This week Jay explains a new service called Payoof.com to Gene who doesn’t get it. From there we talk about budgeting and paying down debt. WE highlight Starbucks profit margin on their high-end coffee. Finally, we discuss proposed criminal penalties … Continue reading →
Episode 5 ? Get Out Of Debt
Posted on December 04, 2012This week we talk about Fannie Mae’s recent offer to rent your house back to you in a foreclsoure and the psychology of being in debt and how to get out of debt. Our guest panelist is Steve Rhode, the … Continue reading →
Episode 4 ? Twinkies and Relaxation
Posted on November 21, 2012This week we talk about the hot issue of today – Twinkies! And with the financial stress that comes with the holidays, we talk about things you can do to relieve that stress. Twinkie’s will live on – Even in … Continue reading →
Episode 3 ? Understanding Why And How We Spend (Or Save) Our Money
Posted on November 13, 2012This week’s episode features a free range discussion with Leslie Linfield of the Institute of Financial Literacy. The topics run the ebb and flow of spending and savings habits, the effects on the national economy and personal relationships, retirement planning … Continue reading →
Episode 2 ? The Effects of Hurricane Sandy on Credit and Objecting to Claims in Chapter 13
Posted on November 06, 2012This week’s episode is somewhat shorter due to the impact of Hurricane Sandy and the NACBA Fall Workshop in Amelia Island, Florida – not necessarily in that order. Here’s what we talked about: New York State suspends the Statute of … Continue reading →
Episode 1 ? CFPB & Credit Bureaus, Electronic Wallets, Filing Bankruptcy, & Debt Settlement
Posted on October 29, 2012This weks panelist with Jay and Gene was Josh Cohen, of the Student Loan Lawyer. Topics we covered: CFPB Expands Consumer Complaint System to Include Credit Bureaus Mobile Wallets: Too Much of a Good Thing? Is Bankruptcy a bad thing? … Continue reading →
Money Go Roundtable Is Coming Soon
Posted on October 22, 2012We’re coming soon, so subscribe to the podcast and never miss an episode!
Episode X006 ? Black Friday
Posted on November 23, 2010Is Black Friday a scam, a golden opportunity to get awesome stuff for peanuts, or just another reason for Gene and Jay to talk about mindfulness? Could be all three. Listen to the episode, let us know what you think, … Continue reading →
Next
New Jersey Legal Update - Podcast # 57
This week's New Jersey Legal Update podcast will address federal l...
New Jersey Legal Update - Podcast # 53
This week's New Jersey Legal Update podcast will discuss the landm...
The Mortgage Forgiveness Debt Relief Act
Phantom Income Relief on Debt Cancellation
Collection Agencies and Creditors
How to deal and stop the harassment
Bankruptcy Law
A complete prime (pre-2005)
The Paulson Toxic Mortgage Debt Security Act: The Biggest Government Bailout of All Time
Legislative Proprosal for Treasury Authority to Purchase Mortgage-related Assets
Emergency Economic Stabilization Act of 2008
Bailout Bill HR124
Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act
If I unknowingly cash a fictitious check, am I responsible to repay the bank?
Definitely, please go to court! Those crooks should be behind bars!...
Some elses debt is being reported by a bank to the crecit agencies. They know and have ackowledged it is not mine, yet it is still being listed as mine. it was my son's and no I didn't co-sign. It is adversly
It is easy for the bank and the credit reporting agencies to clear this confusio...
Am I obligated to pay on a home equity line of credit that has been discharged through chapter 7?
The reaffirmation is done through the payments you have been making to the compa...
Will quick claiming a deed on a property that may go into foreclosure absolve me of responsibility for the debt?
take 3 asprin and call me if you feel better...

If I unknowingly cash a fictitious check, am I responsible to repay the bank?
Definitely, please go to court! Those crooks should be behind bars!...
Some elses debt is being reported by a bank to the crecit agencies. They know and have ackowledged it is not mine, yet it is still being listed as mine. it was my son's and no I didn't co-sign. It is adversly
It is easy for the bank and the credit reporting agencies to clear this confusio...
Am I obligated to pay on a home equity line of credit that has been discharged through chapter 7?
The reaffirmation is done through the payments you have been making to the compa...
Will quick claiming a deed on a property that may go into foreclosure absolve me of responsibility for the debt?
take 3 asprin and call me if you feel better...








