Litigation

Entrepreneurs running out of Money

Posted on October 06, 2008
Thursday's Wall Street Journal had an article about entrepreneur's problems in obtaining credit. It is drying up.  The article listed how people were turning to credit cards and angel investors in order to just maintain operating expenses. Alternative financing companies are receiving "six seven inquiries a day from banks trying to help customers line up alternative financing"   Some alternatives are: Asset based loans (sometimes called "hard money loans") Sale of current cash flows Selling expected payments and fees (factoring) All of these are options that can solve short term cash flow issues.

Turning Lemon into Lemonade

Posted on September 19, 2008
Sergei Lemberg, an attorney specializing in car lemon law, is sitting in the guest blogger’s chair today. Check out his lemon law site, Lemon Justice, where you can use his interactive “Lemon Meter” to see if your car qualifies as a lemon...

Structured settlements

Posted on July 20, 2008
A structured settlement is a payment stream resulting from compensation from a lawsuit, winning the lottery, or selling a mortgage note. The party receiving the payment stream has the guaranteed income over the life of the investment or award. There are good points and bad points to this...

Consider Owner Financing

Posted on July 06, 2008
In the current market, it is hard to get loans to buy properties and many real estate sellers are stuck with properties they can’t sell. There is a plan B! Plan B is to be the lending institution. In other words, sellers can use owner financing to sell the properties and then turn around and sell their owner financed note...

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Sell Your House Quicker and For More Money

Posted on July 01, 2008
Being willing to carry back a note on your property, precluding the buyer from having to get bank financing, can be a powerful tool. It can get you a higher price for your home and a quicker sale. In today’s real estate market, this can make the difference between your house languishing on the market for months on end, and finding a buyer and moving on with your life...

Consider owner financing to sell your home.

Posted on June 27, 2008
Are you thinking about selling, or do you need to sell your home in today’s market? Do you have equity in the property? Is the property sitting there not selling? Do you have a buyer, but they can’t get a loan? Consider seller financing (carrying paper, seller carry back)...

Selling a Cash Flow

Posted on June 15, 2008
You’re receiving a regular check in the mail or directly into your checking account. Lots of people think that is a very good thing! Why would you want that to stop?There are many reasons, these are just some of them: The uncertainty of the check showing up every month...

Structured Settlements in Canada

Posted on June 05, 2008
I recently read an article about structured settlements in Canada.  These are not limited to the United States. An injured plaintiff who has proved his or her case may choose to settle out of court and be paid in a lump sum or through a structured settlement...

Selling a Divorce Lien - Online Video

Posted on June 04, 2008
Below is a video explaining how you can sell a Divorce Lien

Why Consider Selling a Cash Flow

Posted on June 03, 2008
Many people have a financial goal of creating enough passive income coming in on a regular basis, that they then don’t have to go to “work “ every day. If you are receiving a regular cash flow, or income stream, you own a valuable asset...

How to Sell a Mortgage Note

Posted on May 28, 2008
Are you receiving a regular cash flow or income stream, whether from a:  real estate note or mortgage,  business note,  structured settlement,  inheritance, or  lottery winnings?You can get a lump sum of cash now and be done with the monthly payments...

Divorce Lien Video

Posted on May 17, 2008
Here is a video explaining what a Divorce Lien is.  If you cannot see it below, then you can see it at Youtube at the above link.

What is a Divorce Lien

Posted on May 14, 2008
What is a Divorce Lien? When you get a divorce often all the money in a relationship is tied up in the family home. In order to split the assets as agreed between the parties or by a court order one person can get a divorce lien on the home. A Lien is basically a “Note”...

Divorce Money Delays

Posted on April 03, 2008
Divorce Planning is crucial.  Making the wrong decisions during a divorce can cost you in time and money.  Here is an article with a few tips on things to think of and remember if you are going through a divorce.  Do you need to wait before withdrawing money from the retirement account? Are you waiting for the house to sell so you can get your portion of the proceeds? If you have some sort of lien on the property (such as a house) then you may be able to sell all or part of that lien and obtain your portion of the divorce settlement now...

Lawsuit Advances in securities lawsuits

Posted on March 30, 2008
From Bloomberg I read today about a securities lawsuit in Australia that is funded by a litigation financier.  What makes this interesting is it is basically a class action of sorts.  It appears to be a collection of shareholders suing over failing to disclose debt obligations...

Inheritance delays and myths

Posted on March 28, 2008
Is an inheritance all about Money?  No Did you know that most conflicts are over a will or legacy are not related to money? Myth # 3 - Money is the most important legacy The myth that boomers are all about money and materialism dies hard and the reality is boomers are more likely to say their parents’ last wishes and possessions of emotional value are important to their family legacy...

Here's a Lawsuit Advance Example from Australia

Posted on March 21, 2008
This really is a worldwide market.  There will be some variations from jurisdiction to jurisdiction, but overall you can fund cases in almost any area of law. Hillcrest Litigation Services Ltd (ASX:HLS) today announced the parties in the Ideal Contractors case had agreed to a settlement in the matter...

Don't be afraid of Litigation Funding

Posted on March 20, 2008
Looks like it is going mainstream.  Major firms are stepping up and asking private funding companies and even hedge funds to provide funding to further litigation. Eight out of 10 of the City’s top law firms are already using or assessing external funding for litigation and arbitration cases, it has emerged, marking a dramatic move of third-party funding into mainstream practice...

Lawsuit Funding in India

Posted on March 18, 2008
Interesting comment in this article.  This person comments that CFAs (Contingency Fee Agreements) are a form of litigation funding.  At some level he is correct, because the lawyer will provide funds to move the case forward.  In the US at least the lawyers are limited to funding the case itself...

Inheritance: You can't get it all now

Posted on March 17, 2008
Even if you wanted to... But you can get part of it now. Some of my readers are lawyers.  They now that this process can take some time.  What Process?  The process of moving an inheritance through the probate system.  I just read an article today about a lady who was trying to claim part of the Jell-O estate...

Example of Verdict with Structured Settlement

Posted on March 14, 2008
This is a brief article I found about a large verdict in South Carolina.  I's pointing it out, because it shows an example of a structured payment of $500,000 over time.  This is the part of that settlement that can be sold in part or in its entirety...

Litigation Funding in Canada

Posted on March 11, 2008
Litigation funding is a way for plaintiffs to stay in a case.  Because now they have the financial ability to see the case through to the end.  It is most known in the US for it's ties to personal injury lawsuits, however commercial litigants can also benefit from the industry...

Litigation on a Large Scale

Posted on March 04, 2008
The State of Alaska has a conflict with BP over royalties and spills on the North Slope.  In order to pursue the case the attorneys are making a request for $4.7 Million from the legislature to fund the lawsuit. The state of Alaska intends to sue BP PLC for losses incurred by oil spills, pipeline leaks and shutdowns on the North Slope two years ago...

SCO receives Litigation Funding to pursue Linux Case

Posted on March 03, 2008
Just Yesterday I wrote about Litigation Funding.  Today I see a news story covering a case where a company has received funding to do a number of things including funding for a case it is pursuing.  Now this does not appear to be the typical litigation funding arrangement because the money is being used for more than just the lawsuit although it appears to be a key part of the strategy...

What is Litigation Funding?

Posted on March 02, 2008
Litigation Funding has a few different angles to it.  Here is the general definition from Wikipedia: Litigation funding (aka lawsuit loan, plaintiff cash advance, legal financing) is a practice in which individuals who are plaintiffs in lawsuits receive money from firms and individuals who take a lien on the proceeds of a personal injury suit in return for ready cash...

What is a Structured Settlement?

Posted on March 02, 2008
Here's what Wikipedia says:  (I'm going to simplify the definition) A structured settlement is a financial or insurance arrangement, including periodic payments, that a claimant accepts to resolve a personal injury tort claim or to compromise a statutory periodic payment obligation...

Welcome to the Cash Flow Solutions Blog

Posted on March 02, 2008
Welcome to the Cash Flow Solutions Blog.  We (Dave and Barry) will be using this blog to talk about a lot of different things. The different types of cash flows (There seems to be more and more each week) We'll discuss recent news we find...