Personal Injury Law

Georgia Automobile Insurance - Protect Yourself

In Georgia it seems more and more that there is not enough insurance to take care of people hurt in automobile accidents. As Georgia injury lawyers representing the injured victims of automobile accidents and truck accidents we are acutely aware of the fact that the other driver too often has low or no liability insurance limits. Review your own coverages. Two critical coverages are Medical Payments Coverage and Uninsured/Underinsured Motorist (UM) Coverage. Medical payments covers you and your passengers for your medical expenses regardless of who caused the accident. It is very inexpensive coverage compared to any other health insurance. Uninsured/underinsured motorist (UM) coverage acts the same as if the other driver had liability insurance and pays you for all of the damages you would be entitled to recover from the other driver up to the limits of the coverage. It also is much cheaper than the cost of your liability coverage and can be purchased in the same limits as your liability insurance. Georgia requires that this coverage be provided if you buy liability coverage unless you waive it in writing. Many times agents don?t mention that you can buy additional coverage. Take a look at your automobile insurance policy and call your insurance agent to review your coverage.

Full post as published by Georgia Injury Lawyer Blog on November 10, 2008 (boomark / email).