Consumer Law
: Alabama Consumer BlogFAQ On Fair Debt Collection Practices Act - Collector Harassment
By M. Stan Herring (all)
In these troubled economic times there will be more and more harassment by debt collectors and debt buyers as Alabama consumers will continue to be squeezed tighter and tighter financially by what is going on in our country. Because there is not as much money to give to collectors, many collection agencies and debt buyers will step way over the line and find themselves in the middle of harassing Alabama consumers in order to obtain money. While the limits of harassment are only determined by the limits of the debt collectors' ability to creatively break the law in order to extort money from Alabama consumers, there are certainly patterns that come out. We have included on our website a listing of frequently asked questions regarding debt collection harassment. While this primarily focuses on the Fair Debt Collection Practices Act, some of the answers would also apply to creditors who are violating Alabama state law in their harassment of Alabama consumers.
We invite you to look at this FAQ on debt collection harassment and if you have any questions or suggestions, please feel free to contact us and we look forward to speaking with you in the near future.
Full post as published by Alabama Consumer Blog on October 18, 2008 (boomark / email).

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Can a former employee use photographs of jobs completed whie working for me in marketing material for a new business?
There are several issues here
1. Sub contractor started up a compe...
Some elses debt is being reported by a bank to the crecit agencies. They know and have ackowledged it is not mine, yet it is still being listed as mine. it was my son's and no I didn't co-sign. It is adversly
It is easy for the bank and the credit reporting agencies to clear this confusio...
Am I obligated to pay on a home equity line of credit that has been discharged through chapter 7?
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The company I worked for forced me to quit instead of dealing with someone harassing me, what can I do?
Look up CONSTRUCTIVE DISCHARGE...................this looks like what happened t...
Will quick claiming a deed on a property that may go into foreclosure absolve me of responsibility for the debt?
take 3 asprin and call me if you feel better...








