Consumer Law

FAQ On Fair Debt Collection Practices Act - Collector Harassment

By M. Stan Herring

In these troubled economic times there will be more and more harassment by debt collectors and debt buyers as Alabama consumers will continue to be squeezed tighter and tighter financially by what is going on in our country. Because there is not as much money to give to collectors, many collection agencies and debt buyers will step way over the line and find themselves in the middle of harassing Alabama consumers in order to obtain money. While the limits of harassment are only determined by the limits of the debt collectors' ability to creatively break the law in order to extort money from Alabama consumers, there are certainly patterns that come out. We have included on our website a listing of frequently asked questions regarding debt collection harassment. While this primarily focuses on the Fair Debt Collection Practices Act, some of the answers would also apply to creditors who are violating Alabama state law in their harassment of Alabama consumers.

We invite you to look at this FAQ on debt collection harassment and if you have any questions or suggestions, please feel free to contact us and we look forward to speaking with you in the near future.

Full post as published by Alabama Consumer Blog on October 18, 2008 (boomark / email).