Bankruptcy

Mortgage Fees in Chapter 13: Rules to the Rescue
In a February post to Credit Slips, Katie Porter pointed out a recurring problem for U.S. debtors trying to deal with mortgage defaults through a Chapter 13 plan. They can make all of the payments needed to cure their pre-bankruptcy...

My Chapter 13 Was Dismissed Two Weeks Ago - Can I Refile a Chapter 13
A visitor to one of my web sites wrote me to ask about refiling his Chapter 13.  After being in a Chapter 13 for almost 2 years, this gentlemen lost his job and fell behind with his Chapter 13 payments...

The Magical Mystery Mortgage: Loans Gone Wild
This site has had some fabulous posts about mortgage fees in Chapter 13 and mortgage services fraud. This is a short story about mortgage fees or funky interest rates, or perhaps just plain old fraud, in the context of the...

Using Chapter 7 Bankrputcy To Battle Mortgage Lender Seeking Foreclosure
I probably get one or more calls and emails each day from someone who wants to file Chapter 7 bankruptcy because they are facing a mortgage foreclosure. People believe they should file bankruptcy to avoid a deficiency judgment that they...

Mortgage Modification in a Chapter 13 Bankruptcy
A recent Massachusetts Bankruptcy Court decision set forth the standard that the majority of Federal Circuits have adopted: a bankruptcy debtor may avoid a wholly unsecured lien on the home...

Did Congress Pop the Balloon
A chapter 13 debtor proposes a plan to pay creditors over a period of time. Their creditors may include credit cards and utilities, and as in most cases I deal with, prepetition mortgage arrears...

Whats a Home Loan Modification?
How to Qualify for a Home Loan Modification

How to Stop Home Foreclosure
Bankruptcy can Stop Foreclosure

Home Mortgages
What to look for

Traditional and Roth 401Ks
Selecting the right Retirement Plan

H&R Block Retirement Plan Fraud
How to Join Class Action Suit

Pre-paid Leagal Services
What are Prepaid Legal Benefit Plans

National City Mortgage
$4.6 million payout resolves mortgage suit.

SunTrust Mortgage Faces Class Action over Alleged HAMP Breach of Contract
SunTrust Mortgage Faces Class Action over Mortgage Restructuring

Holiday Inn Express
Complimentary simplySmartâ„¢ "Remove" Make Up Remover Recalled

Seattle Mortgage Co Faces California Class Action
Seattle Mortgage Co Faces California Class Action

Nortel
faces class action over changes to employee pension plan

Yellow Freight Pension Plan
alleging ERISA violations