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Workers Comp Insider 
About workers compensation insurance, risk management, workplace health and safety, occupational medicine, and related topics.
Post Frequency: 5.3/day Last Entry: April 01, 2011 at 15:16:48 Recent Entries: 590
By Lynch Ryan
Go to Workers Comp Insider, find other Disability Law blogs, or browse all law blogs.
Cavalcade of Risk: The 4th Anniversary Edition
Posted on June 02, 2010Welcome to the June 2, 2010 edition of Cavalcade of Risk. With this issue, we mark the fourth anniversary of our biweekly risk roundup. Kudos to Hank Stern, Cavalcade's founder, keeper of the flame, and all round good blog citizen. He's the perfect person to lead the charge - as an insurance expert, he knows quite a bit about...
The Idaho Fee Schedule: An Opening Skirmish in the Cost Containment Wars
Posted on June 01, 2010With a population around 1.5 million and a land mass the size of New England, Idaho is probably not the first state that comes to mind in the national struggle to contain medical costs. Nonetheless, orthopedists in Idaho have managed to attract the attention of the federal government in their effort to increase rates of reimbursement for services...
Health Wonk Review and other noteworthy news
Posted on May 27, 2010Fresh Health Wonk Review - David Williams has posted a packed & pithy edition of Health Wonk Review over at his Health Business Blog - get your biweekly fill of the best of the health policy blogs. Social media - Peter Rousmaniere has a roundup of some of the best workers' comp social networking on the web at Risk and...
Parental alert: 2010's Five Worst Teen Jobs
Posted on May 26, 2010On this blog, we are usually speaking to employers or workers. Sometimes we are addressing people in the insurance industry - claims adjusters, safety professionals, insurance geeks, and the like. But today we have a different target audience: parents of teens who are about to embark on their first summer job...
The Annals of Disability: Post Traumatic Spitting Syndrome
Posted on May 25, 2010The Insider scans the world of risk in a risky world. We try to zero in on hazards that might be overlooked in the rush of daily commerce. In that spirit we bring you the distasteful but necessary tale from the New York Times involving bus drivers in New York City, a number of whom have suffered prolonged disability...
Cassano Walks
Posted on May 24, 2010Joe Cassano, the man who brought insurance giant AIG - and the world economy - to their knees, has dodged the proverbial bullet: he will not be indicted for his actions in the collapse of AIG's Financial Products unit, which he ran until his resignation in 2008...
OSHA Recordables - test your knowledge, part 3
Posted on May 20, 2010We've recently been challenging ourselves with OSHA recordable quizzes posted by the smart folks at the Advanced Safety and Health News Blog. We found them interesting enough that over the next few weeks, we will pose the scenarios / questions and you can test your knowledge...
Cavalcade of Risk: The Train Wreck of Life
Posted on May 19, 2010The 105th edition of the Cavalcade of Risk is up. Host Nancy Germond at Insurance Copywriter combines a pessimistic take on liability trends with the necessary humor to make it all tolerable. Check it out here....
Arizona Gets It Right
Posted on May 18, 2010Arizona has been getting a lot of criticism lately. Frustrated by the federal government's inability to confront the undocumented worker problem, they took matters into their own hands and passed their own law. Now police are required to stop anyone who "looks illegal" and ask for papers...
Dueling Disabilities
Posted on May 17, 2010Emily Kysel, 24, is highly allergic to a common item: paprika, a spice made from ground bell and chili peppers. Inhaling the colorful spice can send her into shock and could even kill her. "It's like someone poured acid down your throat," she says. So family members raised $10,000 to buy her an allergy-detection dog, a golden retriever named Penny...
A Healthy Dose of Health Wonkery
Posted on May 13, 2010The latest edition of the Health Wonk Review is up, hosted by Hank Stern at Insureblog. As usual, there are some fascinating nuggets, including: cancer scare tactics (fear mongering), contaminated meds for kids (fear justified) and the anticipated impact of health reform (a combination of fear mongering and justifiable fears?)...
The Politics of Workers Comp Rates
Posted on May 12, 2010Massachusetts has the lowest workers comp rates among the major industrial states and just about the lowest rates in the nation. The cost of comp in the other New England states is roughly double that in the Bay state. So you would think that the rates in MA would at best stay the same from year to year, or increase...
OSHA Recordables - test your knowledge, part 2
Posted on May 11, 2010We've recently been challenging ourselves with OSHA recordable quizzes posted by the smart folks at the Advanced Safety and Health News Blog. We found them interesting enough that over the next few weeks, we will pose the scenarios / questions and you can test your knowledge...
NCCI's View From the Bridge
Posted on May 10, 2010At its annual conference in Orlando, the National Commission on Compensation Insurance (NCCI) recently presented an overview of the state of workers compensation insurance across the country . Dennis Mealy, NCCI's chief actuary, presented to a standing-room only crowd, which is notable in itself, as the normal crowd for an actuary would fit in the proverbial phone booth...
Trusts in Trouble
Posted on May 07, 2010We recently blogged the collapse of the self-insurance trust market in New York. When CRM Holdings, a Bermuda based operator of self insurance groups (SIGs), folded like a house of cards, the New York comp board went after the healthy SIGs to cover CRM's liabilities...
Tasty Buffet at Cavalcade of Risk
Posted on May 05, 2010The latest edition of Cavalcade of Risk is up, hosted by Healthcare Economist. The menu is short and sweet, full of tasty morsels. If you have an appetite for risk, you'll want to delve into these items: Did Goldman Sachs do anything wrong? When does a double digit increase in health premiums reach the point of gouging? Does travel insurance...
OSHA Recordables - test your knowledge
Posted on May 04, 2010We've recently been challenging ourselves with OSHA recordable quizzes posted by the smart folks at the Advanced Safety and Health News Blog. We found them interesting enough that over the next week or so, we will pose the scenarios / questions and you can test your knowledge...
Annals of Compensability: PT Stands for Pole Therapy?
Posted on May 03, 2010Christina Gamble worked at the family friendly Red Robin restaurant in Quakertown PA. She claimed to have fallen and hurt her back. She quit on the spot and went to work for Target, where she worked for two weeks. She filed a workers comp claim for the restaurant injury, which slowly wended its way through the Pennsylvania system until she...
Health Wonk Review & assorted news briefs
Posted on April 29, 2010Get it while it's hot: Health Wonk Review: NBA Playoffs Edition - posted by Jason Shafrin at Healthcare Economist - a lean & clean compendium of what the health policy wonks are talking about. Bloggers are taking over the world - We attended a few days of the Risk & Insurance Management Society (RIMS) annual meeting in Boston this year...
Remembering fallen workers: Workers' Memorial Day
Posted on April 28, 2010Today is Workers' Memorial Day, both a global and a national day to remember those who lost their lives on the job. April 28 has been an annual day of remembrance since 1989. It is the anniversary of the Occupational Safety and Health Administration and the day of a similar remembrance in Canada...
Salverio Todaro: Inspection Certificate as Death Warrant
Posted on April 27, 2010Salverio Todaro, a 68 year old entrepreneur, ran a safety inspection company called SAF Environmental Corporation. You may never have heard of Todaro, but if you live in the New York City area, Todaro may have succeeded in damaging your brain or shortening your life by a number of years...
Justice for New York Trusts: Too Little, Too Late?
Posted on April 26, 2010We have been following the implosion of self insurance groups (SIGs) in New York. Back in June 2008, SIGs operated by Compensation Risk Management (CRM) collapsed. CRM had grown their business by offering comp coverage at very low rates. For a long time, they were able to maintain an illusion of profitability by under-reserving losses...
Fresh Cavalcade of Risk and other news briefs
Posted on April 22, 2010Cavalcade of Risk #103 - Risk Management with the Stars Edition is posted at My Wealth Builder. Check it out - and don't miss Nancy Germond's post on the alarming increase in the U.S. disability rate. Misclassification - Employers can expect a heightened focus on misclassification, with a push on both the federal & state levels...
Volcanoes and insurance issues
Posted on April 20, 2010Because of their rarity, volcanic eruptions are a pretty interesting insurance topic, so on the "thigh bone's connected to the hip bone" principle, we thought we'd stray a bit afield today. Mother nature has reminded us who's boss in a truly spectacular display of muscle flexing that's brought travel and commerce to an unprecedented standstill for a huge part...
California: An Open Door for Injured Jocks, Part Two
Posted on April 19, 2010We recently blogged California's open door policy on comp claims for professional athletes based in other states. Most of the claims involve orthopedic injuries. Today we examine a claim for coverage of brain injuries - specifically, dementia. This one might blow California's doors right off the hinges...
Fresh Health Wonk Review & assorted news briefs
Posted on April 15, 2010New Health Wonk Review - David Harlow of Health Blawg has posted an entertaining and informative Tax Day edition: Health Wonk Review: Block That Metaphor. Grab your coffee and dig in. Diabetes prevention - At GoozNews, Merrill Goozner writes about the cost-effectiveness of diabetes prevention programs...
California: Old Jocks Walk Through an Open Door
Posted on April 14, 2010Alan Schwarz of the New York Times has written a fascinating series on workers comp in California: specifically, a cottage industry that has sprung up securing comp benefits for retired National Football League (NFL) players. The interesting part is that the claims are not limited to players from teams based in California...
Workers Comp and the Economic Recovery: What's Ahead
Posted on April 13, 2010Just how much of a toll has the poor economy taken on the workers comp system? Robert Hartwig looks back and looks ahead in his article for this year's NCCI Issues Report, The Great Recession and Workers Compensation: Assessing the Damage and the Road to Recovery (PDF)...
Massey Energy Mine Disaster: The Soul of a Bean Counter
Posted on April 12, 2010In our first blog of the Upper Big Branch mine disaster that took 29 lives last week, we made no attempt to point fingers. It was a time for mourning, for acknowledging the sacrifices of the brave men whose jobs never see the light of day. Well, now that the final death toll has been rendered - there were no...
The next generation in prosthetic arms
Posted on April 08, 2010We like to keep our eye on advances in rehabilitative and assistive tehnologies, so we were delighted to find one of our favorite inventors and entrepreneurs Dean Kamen showcasing another of his awe-inspiring inventions in a TED talk. Kamen is perhaps most known for the invention of the Segway...
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What can I do if my manager says I quit but I didn't?
When you file for unemployment, you can state your case that you did not in fact...
How to prevent an arrest from appearing in the local newspaper?
Dont know the law in Minnesota but in most jurisdictions an arrest is a matter o...
I did test negative on drug/alcohol test. I was escorted to the lab in the hospital I work in and asked in front of my co-workers who would be doing my drug testing. My test results were also sent to the office of the nu
hi, i just thought id give my sympathy as i too am in the mist of fighting a def...
My job requires me to drive bank deposits up to two times a day using my own vehicle and gas. Although not too far, can should I be receiving compensation? One deposit run is required daily by company policy, but the man
you should be getting a mileage comp. I own my own company and I pay my employee...
How are social security death benefits split between multiple surviving spouses?
Both would receive the same benefit amount, without either being reduced from wh...
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On 05-15 at 21:52PM
What can I do if my manager says I quit but I didn't?
When you file for unemployment, you can state your case that you did not in fact...
How to prevent an arrest from appearing in the local newspaper?
Dont know the law in Minnesota but in most jurisdictions an arrest is a matter o...
I did test negative on drug/alcohol test. I was escorted to the lab in the hospital I work in and asked in front of my co-workers who would be doing my drug testing. My test results were also sent to the office of the nu
hi, i just thought id give my sympathy as i too am in the mist of fighting a def...
My job requires me to drive bank deposits up to two times a day using my own vehicle and gas. Although not too far, can should I be receiving compensation? One deposit run is required daily by company policy, but the man
you should be getting a mileage comp. I own my own company and I pay my employee...
How are social security death benefits split between multiple surviving spouses?
Both would receive the same benefit amount, without either being reduced from wh...
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