Personal Injury Law

Insurance Limits for Georgia Trucking Companies Are Grossly Inadequate

In order to operate a interstate motor carrier on the highways of this country, a motor carrier must have the minimum of $750,000.00 in liability insurance coverage. If such a trucking company causes an accident then, at least, the public has a minimum of $750,000.00 in available insurance coverage to address the damages that might be caused by a serious collision or crash. In a very serious collision involving catastrophic injuries, $750,000.00 might very well, in and of itself, prove to be inadequate to address the kind of medical expenses one might see when an amputation is involved or paralysis as an example. Nonetheless, at least it is a minimal safety net that does provide protection for the public.

Here in Georgia, the minimum limits of companies operating in intrastate commerce is $100,000.00. This is a deplorable state of affairs in a state which has so many trucking companies operating in its boundaries. $100,000.00 is clearly inadequate to address any serious injury caused by a truck collision or crash. Dumptrucks operating in Georgia that are hauling gravel in intrastate commerce, if they cross the centerline, run a red light or otherwise are involved in a crash due to negligence of the driver, are more than likely to inflict serious damage on the person or persons injured thereby. And yet, here in Georgia, we only have $100,000.00 to protect the innocent victims of such negligence.

The law needs to be changed to make sure that Georgia citizens are entitled to no less protection than are citizens in every other state when it comes to these large trucks. The danger is the same and the damage is the same and the question we pose in this blog is: ?Why aren?t the limits the same for Georgia Citizens as for the rest of the country??

Our lawyers here at Finch McCranie, LLP are committed to representing innocent victims of serious truck accidents and collisions throughout this state and elsewhere. We will fight for the rights of such persons particularly when trucking companies cause serious injury and/or death due to the failure to comply with state and federal safety regulations. If you or a loved one are damaged by the negligent acts of a trucking company, please contact our truck accident attorneys at our toll free number 1-800-228-9159.

Full post as published by Georgia Injury Lawyer Blog on January 23, 2009 (boomark / email).