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Bankruptcy

: The Debt Podcast

Chapter 13 Payments Misapplied without Penalty

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An appellate court has held that a mortgagee may wrongfully apply post-bankruptcy payments to the pre-bankruptcy account without penalty.  Ameriquest Mortgage kept two separate books to account for mortgage payments, one computerized and one manually.  The computerized account would apply the latest payment to the earliest unpaid month, even if that month was before a [...]

Full post as published by The Debt Podcast on November 30, 2008 (boomark / email).

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