Personal Injury Law

Senate Finally Questioning Dubious Disability Insurance Practice

By Ben Glass

Its about time that someone investigated this practice of the major disability insurance companies:

Because their group policies allow them to reduce their payments to claimants if the claimant gets social security disability payments they often require claimants to apply for social security disability even though they know darn well that they won't qualify.

Most long-term disability policies protect you and provide payments if you can't work at your occupation...but you don't need to be so disabled that you would qualify for benefits, yet UNUM and the other "majors" often require claimants to go through the process, even to the point of forcing claimants to appeal initial SSDI denials.

This is extremely wasteful of government resources and is probably part of the reason why there is a huge back up of claims-processing for social security claims

The New York Times has this story this morning.

My book, Robbery Without a Gun, exposes other deceptive practices of the disability insurance companies.

Full post as published by Northern Virginia Personal Injury Lawyer on July 25, 2008 (boomark / email).