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: CL&P BlogTimes Editorial: Debit Card Predators
By Jeff Sovern
Here. They argue that instead of the Fed's opt-in rules, under which the Times claims banks have used deceptive practices to persuade consumers to opt in, the Fed (or CFPB, when it takes over) should adopt the FDIC rules obliging banks to explain overdraft costs clearly and should consider using a Credit CARD Act-like approach of limiting banks to reasonable and proportional charges for overdrafts.
Full post as published by CL&P Blog on January 21, 2011 (boomark / email).
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