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Loan Modification
: Mortgage Lender Implode-o-MeterExtremes in housing finance
By Implode-Explode Heavy Industries
On one hand, between 20% to 26% of homebuyers have used a loan insured by the Federal Housing Administration every month since October 2008. Most folks here using FHA are putting down the minimum 3.5% (that?s according to past figures from DataQuick, and I doubt the trend has changed).
And on the other extreme, DataQuick says folks buying a home in the county with all cash, meaning no loan was recorded around the time of the sale, has hovered around 20% since January 2009. Of course, it?s possible these buyers later took out a loan on the property.
Full post as published by Mortgage Lender Implode-o-Meter on January 28, 2010 (boomark / email).
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