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Loan Modification

: Mortgage Lender Implode-o-Meter

Credit crunch: Home equity lending evaporates

By Implode-Explode Heavy Industries

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``About 4 percent of home equity loans were delinquent, and nearly 2 percent of credit lines were 30 days or more overdue, according to the most recent data available from the American Bankers Association. A rise in home-equity defaults can be particularly painful for a bank. That's because the primary mortgage lender is first in line to get repaid after the home is sold through foreclosure. Often, the home-equity lender is left with little or nothing.''

Full post as published by Mortgage Lender Implode-o-Meter on December 26, 2009 (boomark / email).

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