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Real Estate & Property Law

: Housing Wire

OTS Says HELOC Lenders Exempt From Credit Card Rules

By AUSTIN KILGORE

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An Office of Thrift Supervision (OTS) memo (download here) advises home equity line of credit (HELOC) lenders they are not subject to new billing and payment grace period regulations imposed on credit card lenders. The recently enacted Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act of 2009 amends Truth in Lending Act (TILA) provisions that [...]

Full post as published by Housing Wire on December 11, 2009 (boomark / email).

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