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Consumer Law

: Credit Law Network

Get a Copy of Your Chex Systems Report

By Eugene S. Melchionne, Connecticut Consumer Attorne

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Everyone has seen that TV commercial for FreeCreditReport.com and its catchy jingle.  We all know that we can get a free credit report pursuant to Federal Law by going to www.annualcreditreport.com.  And some of us have heard about Chex Systems,a company that keeps track of how well or poorly you manage your checking account.  Many times a bad Chex Systems report will keep you from opening a new checking account at a banking institution.

You can also get a copy of your Chex Systems report, just like any credit bureau.  Under the Fair and Accurate Credit Transaction Act (FACTA) amendments to the Fair Credit Reporting Act (FCRA), you are entitled to a free copy of your consumer report from Chex Systems once every 12 months.

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Full post as published by Credit Law Network on May 26, 2009 (boomark / email).

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