Consumer Law

Jorkins: Hello?

Draco: Good morning. I couldn't help but notice that the siding on your home looks, well, it looks as if it needs a bit of work.

Jorkins: It does, yes, but who can afford it? Social Security goes only so far, you know.

Draco: Have you thought about taking out a loan? You could fix up the rest of your place too. I represent Malfoy Lending and we have some very affordable loans. We could also find you someone to replace that siding. Anyway, let me just give you these forms to read and fill out.

Jorkins: Oh dear, I'm not very good with forms.

Draco: I can help you with that.

Jorkins: How affordable is this loan? I don't have a lot of money to pay it back.

Draco: Not to worry. We have loans that start with a low rate and when the rates go up in a few years, your home will be worth so much more that you'll be able to refinance, so that won't be a problem.

Jorkins: And you'll help me refinance then?

Draco: Well, I probably won't be in the company then. I'm shifting fields. But if it's not me, someone else can help you.

Jorkins: But what if prices don't go up in time?

Draco: No problem. If worse comes to worst, we can always get another bailout.