Consumer Law

Have You Been Sent A "Fax Verification" At Your Work - A Classic Dirty Trick Of Debt Collectors

By M. Stan Herring

Alabama consumers often face this dirty trick which violates the Fair Debt Collection Practices Act (FDCPA) - a collector will send in a "fax verification" or "employment verification" to the consumer's work. Supposedly this is to find out if the consumer works there but the real reason is to embarass and shame the consumer as all illegal third party contact is designed to do.

Debt collectors use this because it is effective. No consumer wants a call from "Human Resources" or the payroll department about some fax form from a collection agency. No consumer wants their boss walking into their cubicle or office holding the fax from the debt collector. This is why collectors use this dirty trick.

The irony is the debt collector has sealed his fate by sending the fax - it is perfect proof of who sent it, from what number, and the exact time. The collector can't lie about sending it like collectors often do about illegal phone calls.

If you have suffered this type of abuse from a collector, please feel free to contact us immediately to discuss your options.

Full post as published by Alabama Consumer Blog on May 02, 2008 (boomark / email).