Personal Injury Law

Insurance adjusters and the recorded statement.

By Steve Lombardi

Issue: I was in a MVA over two weeks ago. I turned left at the same time a truck ran a red light. The police report said nothing about the red light and decided I failed to yield. The insurance company originally denied the claim then fortunately after finding 2 witnesses, they changed their mind. My insurance has determined I was NOT at fault and denied his claim. His insurance will not give me a definitive decision and wants to contact my adjuster. Do they both have to agree on who is at fault.

Action: Unless his insurance company believes you were not at fault for the accident, or bare less fault than their insured, they will continue to deny your claim. Insurance company adjusters are taught to be noncommittal and to suggest they need a little more information before making a decision. This delay tactic is taught to allow them the opportunity to get you to say something damaging to your case. Because even if all the witnesses agree you were not at fault, if you admit fault, then your case is weakened. They have no reason to talk with you except to get you to say something that will allow them to either deny your claim or to pay you less than you deserve. There is no other reason for them to talk to you. Get a lawyer - get representation.

Full post as published by Des Moines Personal Injury Lawyer on March 27, 2008 (boomark / email).