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Obama and Democrats failed to pass "cram-down" legislation.
Apart from signing the McCain-Feingold monstrosity, one of George W. Bush's most disastrous bits of legislation was the "Bankruptcy Reform Act" of 2002. This legislation had the inexplicable and benighted social policy of protecting credit card debt by making it harder to protect home ownership under the guise of "personalFull post as published by Lex Communis on February 04, 2011 (boomark / email).
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