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Loan Modification

: Mortgage Lender Implode-o-Meter

Obstacles You May Face When Trying to Refinance to Today?s Low Mortgage Rates

By Implode-Explode Heavy Industries

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Basic reality-check on refinancing -- ``The housing bust dropped home values and depleted home equity for at least 25% of the American homeowner population. Even if you have good credit and a solid job, you may be rejected when you try to refinance because your home is worth less than what you owe on your mortgage. If your loan has negative amortization, (when your monthly payment is less than the interest you owe, that unpaid interest is added to the amount you owe) it will difficult to refinance.''

Full post as published by Mortgage Lender Implode-o-Meter on August 17, 2010 (boomark / email).

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