Litigation

On June 28, 2009 Roger Proctor, "affectionately" dubbed the "Genex Capital Procto-logist", offers the following financial advice to structured settlement recipients:

"You may have heard in the media in recent weeks that interest rates have bottomed and are slowly creeping back up.  I (Proctor)believe that this is the beginning of a new cycle of incremental increases in interest rates over the next few years. When interest rates go up, the present value of a person?s structured settlement goes down.  This is a simple truth. As such,if you are considering selling your structured settlement, now is the time to get the best rate".

One of the things missing from the "Procto-logist's" financial lesson "belly flop" is that we are an environment that is likely to result in higher tax rates. Higher tax rates will INCREASE the intrinsic value of your existing structured settlement.

Have a look at this Structured Settlement Taxable Equivalent Yield Chart. which will help you compare the higher rate of interest required to equal income tax free structured settlement accumulation at various rates of return and various tax rates.