International Law

The Future of Consumer Credit...Today
We need to look at the net picture when we evaluate whether the terms of consumer credit are improving or worsening, but at the same time we need to recognize that within that net picture there may be some winners and some losers...

Consumer Credit Card Disclosure
Complex pricing of credit cards should be simplified Interesting story from the Chicago Tribune about the effectiveness of disclosure regarding credit cards: "The Byzantine complexity of credit card pricing structures makes it impossible for people to possibly use credit cards intelligently and responsibly...

Fee-Harvester Cards: Credit Cards That Are Really Just Fee-Generating Scams

Consumer Credit Skyrockets in March
The tough outlook for the economy has made many consumers feel the ill effects and caused them to make many changes in their day-to-day life. But according to new figures made available, via Bloomberg...

Banks Are Increasing Credit Card Rates & Fees and Pushing Lousy Products to Make Up for Mortgage Related Losses
In an interview on NPR's Fresh Air with Terry Gross, Prof Elizabeth Warren warns consumers that banks are increasing interest rates and fees on credit cards for no other reason other than that they need revenue to make up for losses in other lines of their business...

Credit Card Master Trusts: Delinquecies on the RiseSubmitted by: Kevin Mixon, FR&A Analyst
As the fallout from the tightening in residential mortgage lending and sub-prime segment continues to unfold, RiskMetrics Group?s Financial Research and Analysis team continues to closely monitor the performance of credit card master trusts...

Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act

Employee Lawsuits: Negligent Hiring and Retention
Employers must check references, criminal records, other background material.

Immigration Related Employment Discrimination & Unfair Labor Practices
What to do about employers who discriminate because of national origin

Bankruptcy Law
A complete prime (pre-2005)

Collection Agencies and Creditors
How to deal and stop the harassment

Federal Adoption Tax Credit
Financial Incentive for Adoptive Parents

TransUnion
Class action credit practices suit offers free credit monitoring services for millions.

Laurin Maritime et al
Class Action Launched Against Companies Responsible for Mississippi Oil Spill

Lenders Fined
Ryland Group Inc. settles $370,000 questionable lending suit.

Chevy Chase Bank
lawsuit claims the bank is in violation of the Truth in Lending Act

Wells Fargo Faces Potential Class Action Over Home Equity Credit Lines
Wells Fargo Faces Potential Class Action over Home Equity Credit Lines

Bank of America Faces Class Action over Mortgage Foreclosure Practices
Bank of America Faces Class Action over Mortgage Foreclosure Practices