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Credit Card Company Scams

Last week there was an ignorantly hilarious post at the Volokh Conspiracy by Todd Zywicki.  Zywicki is opposed to the Credit Card Holders Bill of Rights.  Let me tell you about some of the practices the Credit Card Holders Bill of Rights combats.  Then perhaps someone can explain to me how - unless he is being paid as a "consultant" or has some other cushy arrangement with banks and credit card companies - Zywicki could support these practices.Zywicki, who has spent years studying the credit card industry and thus cannot plead ignorance, shares the view that: "Late and over-the-limit fees are unpleasant, but they aren't charged until a cardholder's conduct triggers them." Let's talk about how "cardholder conduct" triggers late fees and penalties...continue to full post

Full post as published by Crime & Federalism on May 08, 2009 (boomark / email).