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: Alabama Consumer BlogGood Resource For Alabama Consumers - No Credit Needed Blog
By M. Stan Herring
We have found a blog which deals with consumer issues (not legal issues) and focuses on surviving and thriving without credit. To give you a taste of this fine blog, please read this post which reviews some of the best posts of 2007 from the blog No Credit Needed. No Credit Needed has lots of good tips and examples of how to lessen our need for credit.
Check this site as the less we depend on credit cards and other forms of credit, the less vulnerable we are to dealing with credit report errors, debt collectors, and other annoying things that we regularly blog about here. We can't eliminate the risk of these but we can reduce our risk and the No Credit Needed blog is a good place to start.
Full post as published by Alabama Consumer Blog on January 19, 2008 (boomark / email).
Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act
Bankruptcy Law
A complete prime (pre-2005)
Collection Agencies and Creditors
How to deal and stop the harassment
Federal Adoption Tax Credit
Financial Incentive for Adoptive Parents
Auto Financing
Credit Acceptance Corp. agrees to $52.1 million class action settlement after overcharging consumers for fees and interest on automobile installment contracts.
TransUnion
Class action credit practices suit offers free credit monitoring services for millions.
Alabama Restaurant Association Hires Legal Council to Help Members Damaged by BP Oil Spill
Alabama Restaurant Association Hires Legal Council to Help Members Damaged by BP Oil Spill>
Wesley A. Snyder et al.
alleging the consultants perpetrated a Ponzi scheme by encouraging borrowers to lend more than they needed.
Alabama Suzuki Dealer
Faces Class Action
DirecTV
alleging a cancellation fee that is improperly or insufficiently disclosed to consumers.

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Credit Bureaus Won't Let You Add Credit History
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NY Times Reports on the High Cost of a Free Credit Report
Deceptive "Free" Credit Reports to Avoid
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