Consumer Law

Groups Warn of Mortgage Lender Redlining
Washingtonpost.com" - Zip Code 'Redlining': A Sweeping View of Risk, By Kenneth R...

Credit Card Redlining
A new study suggests that redlining occurs in the credit card industry

From Redlining to Target Practice
H&R Block, subprime mortgage, Option One, racial discrimination

"Redlining" and the subprime bubble, cont'd
A failure of the free market? Not exactly (via Bader, emphasis added): Internal documents show that even late in the housing bubble, [federal-government-sponsored] Fannie Mae was drawn to risky loans by a variety of temptations, including the desire to increase...

Did redlining accusations lead to the subprime mortgage mess?
Stan Liebowitz writes in the New York Post:Perhaps the greatest scandal of the mortgage crisis is that it is a direct result of an intentional loosening of underwriting standards - done in the name of ending discrimination, despite warnings that it could lead to wide-scale defaults...

HOLC Beats RTC
Jeralyn posted Hillary Clinton's great speech on our current financial crisis and I think the most important discussion from that speech was Clinton's championing of the HOLC (Home Owners Loan Corporation) model over the RTC (Resolution Trust Corp...