Consumer Law

Debt Collectors Issuing 1099s May Violate Law
Alabama consumers are receiving more and more 1099s from debt collectors and debt buyers where these collectors are claiming the consumer defaulted on debt and should have to report it as income...

Im Still Being Collected Upon By A Discharged Debt. Now What
Collecting upon a discharged debt is a violation of the Discharge Injunction under 11 USC 524. In the Ninth Circuit, it is punishable by contempt. In the Southern District of California Bankruptcy Court, up until this last week, a lawsuit, called an Adversary Proceeding, could be filed in the Bankruptcy Court to sue the [...

Bankruptcy - Proof of Claim Filed By Junk Debt Buyers
While we don't practice bankruptcy law, we do get calls from time to time to help bankruptcy attorneys who are dealing with various types of improper conduct from creditors and particularly from junk debt buyers...

Bad Economy - Good News For Abusive Debt Collectors
A story last month in Business Week discussed how the sub prime mess and sluggish economy in general has created a good opportunity for debt collectors and debt buyers to make more money on the rising level of defaulted debts...

Burden Of Proof When Debt Collectors Sue
Jay Fleischman has another short but powerful post on consumer litigation issues in his New York Consumer Litigation Blog. This post focuses on the fact that debt collectors (or debt buyers in this case) must actually prove that you owe them the money they claim...

When Can An Alabama Consumer Sue A Debt Collector - Part One
Alabama consumers are often victims of abusive debt collectors or junk debt buyers and can sue (under the Fair Debt Collection Practices Act and/or Alabama law) these collectors or debt scavengers when the following four requirements are satisfied: 1...

Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act

Bankruptcy Law
A complete prime (pre-2005)

The Mortgage Forgiveness Debt Relief Act
Phantom Income Relief on Debt Cancellation

Collection Agencies and Creditors
How to deal and stop the harassment

The Paulson Toxic Mortgage Debt Security Act: The Biggest Government Bailout of All Time
Legislative Proprosal for Treasury Authority to Purchase Mortgage-related Assets

Emergency Economic Stabilization Act of 2008
Bailout Bill HR124

Bankruptcy
helping to get you out of debt.

Creditor Debt
Trophy Resources agrees to $600,000 debt settlement.

Mel Harris and Associates Debt Collection
Face Class Action for Alleged "Sewer Service" Practices

AireSurf Networks Holdings Inc.
$23,147 debt settlement made by issuance of 115,735 common shares.

Too Much Debt
Titan Oil and Gas to pay $179,477 settlement in financial lawsuit.

Air Line Bankruptcy
BCI Aircraft Leasing agrees to pay $600,000 settlement related to Delta Air Lines bankruptcy claims.