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: Legal Theory BlogMonahan on Hyman on Health Insurance Risk Pooling
By Lawrence Solum
Amy Monahan (University of Missouri School of Law) has posted Health Insurance Risk Pooling and Social Solidarity: A Response to Professor David Hyman (Connecticut Insurance Law Journal, 2008) on SSRN. Here is the abstract:
Social solidarity with respect to health care is expressed, in part, through relatively healthy individuals paying higher prices for health insurance in order to subsidize the health insurance of the relatively less healthy. Americans have generally supported this cross-subsidization. However, given ever-rising health insurance prices, there is now significant interest in lessening the extent to which health care risks are shared in our society. This comment seeks to respond primarily to the regulatory federalism proposal put forward by Professor David Hyman, which I argue will unnecessarily harm certain risk-pooling functions of health insurance and therefore undermine social solidarity. The comment begins with a brief look at what risks are and are not currently pooled, and then examines options for expanding health insurance risk pooling. The comment then turns to Professor Hyman's proposal, analyzing regulatory federalism in light of its effect on risk pooling and social solidarity.
Full post as published by Legal Theory Blog on April 25, 2008 (boomark / email).
Monahan: Value-Based Mandated Health Benefits
Amy B. Monahan (Missouri-Columbia) has posted Value-Based Mandated Health Benefits, 80 U. Col. L. Rev. ___ (2009), on SSRN. Here is the abstract: Mandated health benefit laws figure prominently in health reform debates...
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It's Cavalcade of Risk day, and Louise Norris has an Independence day edition posted at Colorado Health Insurance Insider. Louise and her husband Jay have an interesting story about how they came to the field of health insurance: literally, through the school of hard knocks after intersecting with the health care industry through personal experience, a series of sports-related injuries...
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In his annual review of the Supreme Court, excerpts of which were featured in both the Toronto Star and The Globe and Mail, Dean Patrick Monahan pointed to the existence of a number of interesting trends in the character, content and volume of the jurisprudence of Canada’s top court...
Health Insurance Coverage Issues Include Availability.
Coupling the availability of Health Insurance Coverage to employment leaves many people without Coverage. Many are forced to buy Health Insurance on their own. This is not an easy thing to do...
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With a week left before expiration of the Terrorism Risk Insurance Act, President Bush Signs 7 Year Terror Insurance Extension, the Terrorism Risk Insurance Program Reauthorization Act of 2007 (TRIPRA)...
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