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: Credit SlipsWelfare Economics and Consumer Credit Paper
By Alan White
I have just posted a working paper on the welfare economics of microcredit and payday lending. The paper tries to address some of the questions raised by, among others, Jim Hawkins, discussed in previous posts here and here. Post-crisis consumer credit regulation, it seems to me, will have to proceed from norms other than revealed preferences utilitarianism. Accepted criteria for judging the success or failure of future regulation will be an essential first step in elaborating a fact-based regime of consumer credit rules.
Full post as published by Credit Slips on December 02, 2010 (boomark / email).
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