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Loan Modification

: Mortgage Lender Implode-o-Meter

Borrowers Take Advantage of FHA-Refinance After Inability to Sell Homes

By Implode-Explode Heavy Industries

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``The U.S. Department of Housing and Urban Development (HUD) just announced that it is expanding its refinance program. Starting September 7th, 2010, the Federal Housing Administration, which is regulated by HUD, will offer non-FHA borrowers who are underwater on their loans and current on payments the opportunity to refinance into an FHA Short Refinance option. In order for prospective borrowers to qualify, lenders must agree to write off at least 10 percent of the unpaid principal of the mortgage, which should bring the borrower?s combined loan-to-value ratio less than 115 percent.''

Full post as published by Mortgage Lender Implode-o-Meter on August 31, 2010 (boomark / email).

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