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: California Credit Law Blog25% of Americans Have Credit Scores under 600
By Kemnitzer, Anderson, Barron, Ogilvie & Brewer
Yesterday, the Wall Street Journal reported that 25% of Americans now have credit scores less than 600. This compares to 15% before the rescission.
This means one in four consumers cannot get a mortgage loans unless they qualify for some special program. 650 is the cutoff score for Fannie Mae or Freddie Mac to accept mortgage loans. Persons with such scores will have a tough time getting a car loan at a reasonable rate. Landlords may not rent to them. Employers may not hire them.
Full post as published by California Credit Law Blog on August 17, 2010 (boomark / email).
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