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If you are looking for an alternative to CDs or bonds for your IRA or pension consider structured settlement payment right, have a look below:

Some of the opportunities available this week for those seeking to buy structured settlement payment rights:

• Pay approximately $149,360 for a $220,000 lump sum payout 2/11/2018  IRR 5.4%  Payments rights backed by a New York Life annuity. Holdover from last week.
• Pay approximately $20,223 for 200.000 per month starting 04/01/2011 and ending 10/01/2017 (79 payments). Guaranteed Lump Sum of $10,000 on 08/31/2017.  Total Payout $25,800  IRR 5.18%  Payments rights backed by a Hartford Life Insurance Company annuity.
• Pay approximately $80,125 for a $900.00 per month payment starting 10/20/2010 and ending 02/20/2016 (65 payments) as well as $1,300.00 per month from 03/20/2016 to 09/20/2018 (31 payments) . Total Payout: $98,800 IRR 5.15%  Payments rights backed by a American General Life Insurance Company annuity.
• Pay approximately $214,106 for $2,678.00 per month from 10/1/2010 to 10/01/2018 (97 payments) Total Payout: 269,766  IRR 5.13%  Payments rights backed by a Metropolitan Life annuity.
• Pay approximately $31,034 for a lump sum payment of $37,600.00  on 09/21/2014  IRR 5%  Payments rights backed by a John Hancock Life  (USA) annuity.
• Pay approximately $41,036 for a lump sum payment of $50,000  on 11/02/2014  IRR 5%  Payments rights backed by a Allstate Life Insurance Company annuity.
• Pay approximately $93,839 for a lump sum payment of $120,000  on 10/21/2015  IRR 5.01%  Payments rights backed by a Symetra Life Insurance Company annuity.
• Pay approximately $30,978 for a lump sum payment of $40,895 on 05/15/2016  IRR 5.10%  Payments rights backed by a Hartford Life Insurance Company annuity.

• Pay approximately $20,673 for a $1,300.00 per month payment starting 10/20/2018 and ending 12/20/2020 (27 payments) Total Payout: 35,100.00  IRR 6.00%  Payments rights backed by a American General Life Insurance Company annuity.
• Pay approximately $30,866 for a $125.00 per month payment starting 10/15/2010 and ending 10/15/2018 (97 payments); $225.00 per month from 11/15/2018 to 11/15/2020; followed by $35,000 lump sum on 03/15/2021 Total Payout: 52,750.00  IRR 6.00%  Payments rights backed by a Prudential Insurance Company of America annuity. 

Other opportunities with deferred start dates available with yields from 6-7%

Payment rights to the aforementioned can only be acquired via Court Ordered transfer directly from the selling annuitant.

Such opportunities are on a first come first serve basis.

Purchase of structured settlement payment rights may be suitable as an alternative for:

• Pension plans, IRAs and other qualified plans, where taxable payments are not an issue.
• People who are already receiving structured settlements, who like receiving structured settlement payments, who have a lump sum coming due soon from their other structured settlement and wondering what to do with some of that payment.
• Where there is a need for stable income and there are offsetting deductions.

Before attempting to purchase structured settlement payment rights do your homework, which includes a thorough analysis of your current and anticipated liquidity needs.

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