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Loan Modification

: The Truth About Mortgage.com

Most Borrowers Don?t Strategically Default Until Deeply Underwater

By scot184

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New research conducted by the Federal Reserve revealed that the median borrower doesn?t strategically default until equity falls to -62 percent of their home?s value. In other words, only half of borrowers who are severely underwater actually make the decision to walk away. The Fed researchers believe ?borrowers face high default and transaction costs because purely financial [...]

Full post as published by The Truth About Mortgage.com on June 29, 2010 (boomark / email).

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Lawsuits and Settlements

Countrywide Financial Corp.
allegedly charged borrowers improper foreclosure fees.

Wesley A. Snyder et al.
alleging the consultants perpetrated a Ponzi scheme by encouraging borrowers to lend more than they needed.

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