Consumer Law

Debt Collection Help: Free Resources

By Sam Glover

Getting called or served with a lawsuit by a collector is a pain, at best. You can help yourself deal with debt collection with free information and tools online, but not everything you find will actually help. Here is a selection of resources that will:

• If you are contacted or sued by a debt collector, use these form letters, pleadings, guides, and reference materials to learn how to record your phone calls and respond appropriately (Minnesota only);
• Debt collection cheatsheet: what collectors can and cannot do;
• Help dealing with a case of debt collection and mistaken identity;
• Follow these guidelines for negotiating with a debt collector; and
• Avoid these mistakes when dealing with a debt collection lawsuit.

Finally, you can get debt collection help from a lawyer. Most consumer rights lawyers will give you a free case evaluation, and may be able to represent you on contingency, so that you pay nothing unless the collector pays you.

Full post as published by Caveat Emptor on February 26, 2010 (boomark / email).