Personal Injury Law

Free Mortgage Modification & Foreclosure Defense Clinic for Homeowners

By LaBovick Law

LaBovick & LaBovick, P.A. will hold a FREE Mortgage Modification and Foreclosure Defense Clinic for Homeowners at its office in Palm Beach Gardens, Florida from 6:00 p.m. to 7:00 p.m. on Wednesday, February 24, 2010 p.m. and again on Wednesday, March 10, 2010. Attorney Scott R. Haft, Esq. and Paul D. Baltrun, Director of Loss Mitigation, both of LaBovick & LaBovick, P.A., will conduct the Mortgage Modification and Foreclosure Defense seminar at 5220 Hood Road, Suite 200, Palm Beach Gardens. Space is Limited, and an RSVP is required to attend these events.

Managing Shareholder, Brian F. LaBovick, Esq., stated, 'In the last two years the economy has utterly destroyed the equity for many homeowners. In some cases, the family home is now a liability instead of an asset. Recent statistics from the Mortgage Bankers Association show 25 percent of mortgages in Florida were at least one payment past due or in foreclosure.'

'Today, many families need help. We created the Mortgage Foreclosure Defense and Mortgage Modification Division at LaBovick & LaBovick, PA. to help homeowners. We believe that homeowners in financial distress deserve a fair deal and that a loan modification can help provide this opportunity. Foreclosure Defense adds leverage to our ability to negotiate with a lender. Losing a home to foreclosure is a traumatic experience, and our goal is to help homeowners prevent this tragedy.'

LaBovick & LaBovick, P.A.'s Mortgage Modification and Foreclosure Defense Division offers clients many benefits and services, including the following:

• Defense against Foreclosure: When the LaBovick team defends a foreclosure, it attacks the mortgage and effectively advocates on behalf of a distressed homeowner, providing them time to explore additional options.
   
• Mortgage Modification: Mortgage Modification programs, such as bank sponsored or federally sponsored initiatives like the Obama Administration's 'Making Home Affordable' program, provide such features as a lower or fixed interest rate, and a lower principal balance. The LaBovick team works with a homeowner's lender to obtain the best option as well as a modification approval.
   
• Accuracy of Approval or Denial: Sometimes a borrower's payments do not decrease because their lender failed to calculate their figures correctly. Sometimes a lender will even decline a file when they should not. In examples such as these, the LaBovick team will work to help borrowers reverse the lender's decision and fight to keep families in their homes.

According to Paul Baltrun, Director of Loss Mitigation, LaBovick & LaBovick, P.A., 'When working with a bank directly to obtain a modification, it can be a nightmare. The LaBovick team can help with the hassles lenders often conveniently create. Many lenders are so behind they cannot process requests efficiently. This allows our team to handle the many burdens the lenders can create for the distressed homeowner.'

Call 561-625-8282 to RSVP for the Mortgage Modification and Foreclosure Defense Clinic, and to learn how LaBovick & LaBovick, P.A. can help with your mortgage modification or foreclosure defense matter.

Full post as published by LaBovick Injury Law Blog on February 11, 2010 (boomark / email).