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Loan Modification

: Mortgage Lender Implode-o-Meter

Souring Mortgages, Weak Market Put Loan Agency on a Tightrope

By Implode-Explode Heavy Industries

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" The FHA, created in 1934 to heal the U.S. housing market during the Great Depression, traditionally has helped first-time home buyers and underserved segments of the market. It doesn't lend money to home buyers, but insures lenders against default on loans that meet FHA criteria, collecting fees for that backing. For decades, thanks to a stable housing market, it turned a profit for taxpayers."

Full post as published by Mortgage Lender Implode-o-Meter on January 19, 2010 (boomark / email).

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