Personal Injury Law

Why ?Independent? Medical Exams Are NOT Independent

By JimReed

If you have been injured in an accident in NY or PA you will likely be subjected to what the insurance industry refers to as an “independent medical examination” (often called ”IME’s” for short).   As you will read below, IME’s are NOT “independent” in any sense of the word and they are regularly used by insurance companies to improperly deny benefits to deserving people.  IME’s are another example of insurance companies at war with their own customers.  Insurance companies love us when they are collecting our annual premiums and HATE us whenever we file a claim for those benefits we have been paying for for so many years….

The stated purpose for an IME is for the insurance company to have a so-called “independent”, supposedly unbiased doctor, offer an opinion on the severity of your injury, whether your injury was caused by the accident, and what will be the appropriate medical treatment of your injuries in the future.  Sounds good in theory but the theory starts to break down from the moment the IME doctor is hired….

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