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Consumer Law

: California Credit Law Blog

Equifax Extends Credit File Freeze Option to All States

By Kemnitzer, Anderson, Barron, Ogilvie & Brewer

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Victims of identity theft may opt to have their credit files frozen--meaning no one, not even creditors, may access their credit reports without the victim's consent. Laws in 39 states, including California, have mandated this option. The credit reporting agencies have opposed these laws, but on October 25, 2007, Equifax announced it would extend the right to freeze consumer files to all 50 states according to its press release.

The California Office of Privacy Protection website www.privacyprotection.ca.gov has details on how victims may freeze their credit files.

Full post as published by California Credit Law Blog on October 26, 2007 (boomark / email).

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