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Fun With Student Loans and Credit Reports

I ran my credit report.  I saw a loan on it that I never remember taking out.  According to my credit report, I am 1,455 days past due on the loan.  I've never made a payment on the loan, as I've never received a bill from the lender.  Which is unusual: Student loan providers are pit bulls.  They will find you.  Yet I've never even received a bill.Since I obtained all of my student loans through my law school, I contacted my law school financial aid department.  Their records do not reflect ever having processed or received the loan.  The guy who helped me out in law school wrote: "Very odd the statement you attached. I have worked here for 10 years and don't believe I've ever used All Student Loan. Was that your lender? And I do not see a loan that was originally $8,000...continue to full post

Full post as published by Crime & Federalism on July 23, 2009 (boomark / email).