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Loan Modification

: Mortgage Lender Implode-o-Meter

HUD Re-Releases Guidance on Tax Credit Refund

By Implode-Explode Heavy Industries

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After the premature release of Mortgagee Letter 2009-15, we were waiting on further clarification as to whether the First-Time Homebuyer Tax Credit (FTHBC) could be applied to FHA?s required 3.5% downpayment contribution from the borrower, thus creating a vehicle for 100% financing. With today?s official re-release of ML2009-15 (view as pdf) comes the answer, in HUD?s typical ambiguous style: ?Yes, and no.?

Full post as published by Mortgage Lender Implode-o-Meter on May 29, 2009 (boomark / email).

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