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: California Credit Law BlogCredit Crunch Means Higher Scores Necessary to Get Best Rates
By Kemnitzer, Anderson, Barron, Ogilvie & Brewer
In its January 4, 2009, edition, the Wall Street Journal reports that it now takes a 760 FICO score to get the best rate on a 30 year mortgage, 740 for the best rate on 15 year mortgages, and 720 for the best 3 year auto loan rate. Formerly, 720 would get the consumer the best rates on these loans. The inflation in required credit scores is a result of the current credit crunch.
Full post as published by California Credit Law Blog on January 06, 2009 (boomark / email).
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