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: Indiana Civil & Business Lawyer

Getting a co-signor off a loan

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Not the easiest thing to do. Generally, you would have three options:

1. Refinance the property;
2. Payoff;
3. Novation;

Novation meaning a new loan, as in someone assuming your mortgage. You need to check the loan documents to see what is allowed or not, but I would not think a novation likely with the current real estate/mortage market.

Full post as published by Indiana Civil & Business Lawyer on September 04, 2008 (boomark / email).

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