Litigation

"Thanks so much for your help throughout this process.  Things are going well with the way things were set up with the last settlement, and given the current financial crisis that seems to be hitting everyone so hard, I am so thankful that I have that guaranteed income coming in on a monthly basis." 

With some factoring industry morons soliciting  and attempting to take advantage of the lowest common denominator by mischaracterizing and suggesting misleadingly that "you trade your teensy weensy payments for one giant lump sum", it's appropriate to highlight a response I received from an educated structured settlement recipient.