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: Alabama Consumer BlogInformation For Alabama Consumers On New FICO Credit Scores
By M. Stan Herring
It is a simple fact of life that credit scores control so much of what Alabama consumers can do in terms of obtaining financing for houses or businesses and even employment. These scores are based on the information in your credit reports. This is why it is so critical to look at your credit reports to make sure they are accurate. We discussed this in an earlier post. Regarding the change in FICO scoring, please look at this video of a FOX news interview of Ben Popken of the Consumerist which discusses this change. An interesting interview and we always recommend checking out the Consumerist which is full of good information that can help consumers.
Full post as published by Alabama Consumer Blog on January 03, 2008 (boomark / email).
Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act
Bankruptcy Law
A complete prime (pre-2005)
Sex Offender Lists
Registries by State and County
Collection Agencies and Creditors
How to deal and stop the harassment
Federal Adoption Tax Credit
Financial Incentive for Adoptive Parents
Auto Financing
Credit Acceptance Corp. agrees to $52.1 million class action settlement after overcharging consumers for fees and interest on automobile installment contracts.
Wegmans Food Market
alleging the retailer revealed too much information on their credit and debit card receipts, violating the FACTA law, and leaving customers open to identity theft
TransUnion
Class action credit practices suit offers free credit monitoring services for millions.
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Alabama Suzuki Dealer
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DirecTV
alleging a cancellation fee that is improperly or insufficiently disclosed to consumers.

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