
Free US Law Dictionary
BETA
Insurance
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. An insurer is a company selling the insurance. The insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
INSURANCE: Rescission of insurance contract based upon false statement on application: RUDOLPH v. SHELTER INSURANCE COMPANIES (COA 9/5/2008)
RUDOLPH v. SHELTER INSURANCE COMPANIESINSURANCE: Rescission of insurance contract based upon false statement on application2007-CA-000799NOT TO BE PUBLISHED: VACATING AND REMANDING PANEL: CLAYTON PRESIDING; DIXON, GRAVES CONCUR GRAVES CIR...
Woodbridge Investments apparently has NO respect for New York State Insurance Department or Insurance Law!
I have a policy to monitor comments to avoid the association of structured settlements with unrelated products that add to initial interest confusion...
Health Insurance Companies Are Discriminating Against Bikers; Maybe It Is Time for Universal Medical Insurance!
I have read and heard reports that some employer based health insurance plans, and individual health care plans are now refusing to cover bikers and motorcyclist because they are classifying us as hazardous recreational vehicle users...
Insurance Commissioner Orders Excess Workers' Compensation Insurance Profits Returned
Florida Insurance Commissioner Kevin McCarty has ordered 6 workers' compensation insurance carriers to refund $4.2 million in excess profits to their employer policyholders...
Insurance: If I'm involved in a collision with a stolen vehicle, what insurance policy will cover my damages?
A car collision in Villisca, Iowa demonstrates a point about your car insurance coverage and whether or not you have adequate coverage...
Can Your Agent Legally Yap Up State Insurance Guaranty Funds in Insurance Sales Pitches?
Is there a change in New York State law afoot on the use of the state guarantee fund by an agent in a sales situation? Link to January 26, 2009 New York State Insurance Department Office of General Counsel (OGC)...
Can a former employee use photographs of jobs completed whie working for me in marketing material for a new business?
There are several issues here
1. Sub contractor started up a compe...
Is a child fathered out of wedlock by an American diplomat to a foreign women on foreign soil entitled to US Citizenship by jus sanguinis?
This is a very tough situation your friend is in. It is difficult to know the ex...
What role does financial means determine which parent gains custody?
was(am) a single male that gained custody of my daughter when she was three. Thi...
My father died and left my mother $200,000 (life insurance) My Mother died 2 years later leaving my sister and I with both about $75,000 each. (including house/vehicles/belongings which I never got). We were supposed to
File a police report. Two police reports, one for you and one for your sister. G...
Can my wages still be garnished if I am making payments?
Garnishment of wages vary from state to state. In other words, some states permi...

Can a former employee use photographs of jobs completed whie working for me in marketing material for a new business?
There are several issues here
1. Sub contractor started up a compe...
Is a child fathered out of wedlock by an American diplomat to a foreign women on foreign soil entitled to US Citizenship by jus sanguinis?
This is a very tough situation your friend is in. It is difficult to know the ex...
What role does financial means determine which parent gains custody?
was(am) a single male that gained custody of my daughter when she was three. Thi...
My father died and left my mother $200,000 (life insurance) My Mother died 2 years later leaving my sister and I with both about $75,000 each. (including house/vehicles/belongings which I never got). We were supposed to
File a police report. Two police reports, one for you and one for your sister. G...
Can my wages still be garnished if I am making payments?
Garnishment of wages vary from state to state. In other words, some states permi...















