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Adverse Selection
Adverse selection, anti-selection, or negative selection is a term used in economics, insurance, statistics, and risk management. On the most abstract level, it refers to a market process in which bad results occur due to information asymmetries between buyers and sellers: the "bad" products or customers are more likely to be selected. A bank that sets one price for all its checking account customers runs the risk of being adversely selected against by its high-balance, low-activity (and hence most profitable) customers. Two ways to model adverse selection are with signaling games and screening games.
Adverse selection as it applies to law departments
Adverse selection applies to those who manage law departments. First, however, a short explanation of the term. One example of adverse selection is where more people who need insurance buy it and healthy people forego it...
Adverse Selection in BDSM Clubs
In last week?s Savage Love Podcast, Dan Savage responds to a 22-year-old female caller who digs BDSM. Her problem is that when she goes to BDSM clubs, she can?t find any young, attractive men...
Adverse selection and insurance regulation
Regulation of sectors like health and auto insurance is often explained as an response to market failures arising from adverse selection, but, say Alex Tabarrok and Bryan Caplan, most of the real-world elements of regulation are hard to explain that...
Moral hazard and adverse selection redux
By Alan WhiteThe Administration's foreclosure rescue plan, expected to be announced next week, will have to contend with the bad incentives it will create for mortgage lenders and servicers...
Collusion in a One-Period Insurance Market with Adverse Selection
Posted by D. Daniel Sokol Alexander Alegrķa and Carlos Manuel Willington, Universidad Alberto Hurtado - ILADES provide a case study in a Collusion in a One-Period Insurance Market with Adverse Selection regarding the Chilean insurance sector...
A is for adverse possession...
Via the Billable Hour comes the following greeting card/comic:
Recenlty one of my credit card accounts was closed as a result of inactivity. Will this have an adverse affect on my credit score and lower my Fico score. I have three other cards with the balances paid off.
There could be 2 cases of inactivity of credit cards. First is over due on card ...

Recenlty one of my credit card accounts was closed as a result of inactivity. Will this have an adverse affect on my credit score and lower my Fico score. I have three other cards with the balances paid off.
There could be 2 cases of inactivity of credit cards. First is over due on card ...















