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By Joel A. Schoenmeyer
What in the world is an UTMA account?
It's an account created for a minor. UTMA stands for "Uniform Transfer to Minors Act." Some states have UGMAs ("Uniform Gifts to Minors Act") instead of UTMAs. The terms UTMA and UGMA are interchangeable.
How is an UTMA account established?
Typically you set it up with a financial institution.
Who are the parties involved?
In addition to you (the person making the gift to the UTMA account) there's the beneficiary and the custodian.
What does the cus
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What is a 529 accounts, and are they good
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529 accounts are good and are one of the best ways to save for a child's education. When paying for college there are many options.Uniform Transfers to Minors Accounts; Education IRAs; Prepaid tuition plans; and 529 plans to name a few...