Real Estate & Property Law

Florida Loan Modification Firms No Longer Allowed to Roam Free
The days of simply opening up shop and starting a loan modification business have come to an end in Florida. Individuals or businesses providing loan modification services must now be licensed as a mortgage broker by the Florida Office of Financial Regulation (OFR) in order to conduct business...

Florida Loan Modification Firms Must Be Licensed
The days of simply hanging out a shingle and opening up a loan modification business are coming to an end in Florida. As of Jan. 1, individuals or companies providing loan modification services must be licensed by the Florida Office of Financial Regulation (OFR)...

Why I dont do loan mods
As a Jacksonville Florida foreclosure defense attorney, I am often contacted by homeowners requesting representation in the loan mod process, and my answer is always the same: NO! My firm never engages in the pointless process of loan modification because we would like to keep our sanity, thank you very much! There is only one way to [...

Understanding mortgage loan modifications
For homeowners struggling to make their mortgage payments, a mortgage loan modification could be a way to stave off foreclosure. With a mortgage loan modification, the lender makes a permanent change to the original mortgage agreement so the homeowner can continue making monthly payments...

Florida AG takes on loan modification scams
One lesson they learned  from the Florida Attorney General?s Office is that there is no need to pay up-front fees for a loan modification. Another message that came out during the forum at  Florida International University: Banks are part of the problem, and need to be a part of the solution...

Are loan modifications forcing homeowners underwater
?Servicers routinely capitalize delinquent interest, corporate advances, escrow advances and attorney fees and other foreclosure-related fees and expenses into the loan balance when completing a loan modification,? the report says...

WEEKEND READING: Effective Marketing of Your Loan Modification Firm
``The cold harsh reality is that the loan modification field is actually only about to begin? everything up until now was just a preface to the main event. I?ll admit? I was hoping that the president?s plan would have the potential to do more towards solving the foreclosure crisis...

Understanding How Long it Takes to get a Loan Modification
Image via Wikipedia Understandably, if you applied for a loan modification and failed to hear from your lender after two to three weeks, you’d tend to get a little antsy and perhaps even annoyed (especially if you continue to receive late payment notices and nasty phone calls from collection agencies)...

Our Government Has Failed Us: NYs AG Cuomo & the Loan Modification Industry
``How can Cuomo, who holds such an obviously distorted view, now consider himself qualified to handle the investigation of loan modification companies? If a judge said something like this, wouldn?t he be disqualified from hearing cases related to loan modification companies as a result of his blatant bias?''

California Sues Loan Modification Companies
by Brian Wolfman I blogged here on Monday about the National Consumer Law Center's recent report on the growing loan modification scam industry. Yesterday, the California Attorney General sued 21 individuals and 14 loan modification companies, alleging that they take...

Whats a Home Loan Modification?
How to Qualify for a Home Loan Modification

Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act

Selection of State Supreme Court Judges
How State Court Judges are Selected

The Mortgage Forgiveness Debt Relief Act
Phantom Income Relief on Debt Cancellation

Mark Eagleson
$63,725 restitution settles fraud lawsuit.

Payments Begin in Landmark $16 Million Medicaid Class Action
Payments Begin in Landmark $16 Million Medicaid Class Action

WaMu Cash Balance Pension Plan - Partial Preliminary Settlement
WaMu Cash Balance Pension Plan Partial Preliminary Settlement

Hurricane Flooding Class Action
Proposed Partial Settlement

Social Security Class Action Launched
to Reinstate Wrongfully Terminated Payments

Consumer Funding
BlueHippo Funding agrees to set up $5 million restitution fund after modifying its computer sales program.