Labor & Employment Law

A 2-Page Credit Card Agreement that No Bank Will Ever Use Voluntarily
The Consumer Financial Protection Bureau just released a prototype 2-page credit card agreement (PDF) that anyone can understand. This is exactly why the credit card industry will never adopt it...

What Do You Know about Your Credit Card Agreement
A recent study from CreditCards.com illuminates a worrying issue about credit cards that may not be addressed by the Credit CARD Act (taking full effect later this month). The study, which examined what it calls the ?readability? of various credit card agreements, found some troubling trends, including: The average credit card agreement (that long document of fine [...

Find Your Credit Card Contract
Under last year’s Credit CARD Act, credit card companies must post copies of their credit card agreements online at the Federal Reserve. This means that if you do want to see a copy of the agreement—say, before you sign up for a new credit card—you can find it online...

Trying to read credit-card agreements
How long will it take to get readable credit-card contracts? My guess is somewhere in 2012, if we're lucky. Right now, although we're moving in the right direction, we're also moving far too slowly:

The CFPB's (Non-)Model Credit Card Agreement
The Consumer Financial Protection Bureau has drafted what it believes is a simple, easy to understand agreement that will aid consumers in deciding whether to apply for a credit card and make credit terms more transparent...

'Simplicity Guru' Alan Siegel's 'Simplified Credit Card Agreement'
Via Public Citizen's Consumer Law and Policy Blog I came upon the great video below featuring Alan Siegel, a branding expert and "simplicity guru." One of Siegel's missions is to put legal documents for government and business into plain English, and he has offered up a stellar example of that in the form of a simplified credit card agreement (click the thumbnail below to see full size): Siegel says he locked himself in a room and created this simplified agreement after hearing President Obama ask why credit card companies could not offer customers a clear, one-page agreement explaining the terms of the relationship...

Prenuptial Agreements
Make an Airtight Prenuptial Agreement

Truth In Lending Act
Consumer Loans and Consumer Credit Protection Act

Uniform Pre-marital Agreement Act
Standard Prenuptial Law

Green Cards
Ways to get a green card

EB-1 and EB-2 Visa Status
Obtaining a Green Card Without Going Through the Labor Certification Process

Bankruptcy Law
A complete prime (pre-2005)

Citibank
Will Repay $14 Million to Credit Card Customers

LOWE's
Faces Class Action for Credit Card Violations

Chase Bank
Faces Class Action over Credit Card Rates

JP Morgan Chase & Co
Faces Lawsuit Over Hikes in Credit Card Interest Rate

American Express
allegedly failed to properly inform customers of Blue Cash credit card offer components.

Wegmans Food Market
alleging the retailer revealed too much information on their credit and debit card receipts, violating the FACTA law, and leaving customers open to identity theft