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Consumer Law

: Alabama Consumer Blog

Can A Debt Collector Call Me About A "Charged Off" Account?

By M. Stan Herring

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A question we often are asked is whether it is legal or proper for a debt buyer or collection agency to try to collect (call, write, sue, etc) on a credit card account that has been "charged off". The short answer is "Yes" with some exceptions.... An account that has been charged off simply means that from an accounting perspective the account has been removed from Accounts Receivable which is an asset. Here's the deal - if a business is owed money for goods or services sold or provided then read more

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Full post as published by Alabama Consumer Blog on December 23, 2008 (boomark / email).

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